AGENT'S TERMS AND CONDITIONS
Your voluntary use of the Leah & Levi financial services App (Employed2020) and its various services are subject to certain Terms and Conditions which are detailed hereunder. By accessing and using the App you acknowledge and agree to be bound by the Terms and Conditions set out herein.
The App is not intended for the use by any persons under the age of 18 and by entering the App you thereby declare that you are over the age of 18.
Leah & Levi financial services may make amendments / changes to the App, the products (and their associated terms and conditions), the various services, the information described and to these Terms and Conditions, at any time without notice.
Should there be any difference or discrepancy between the information on the App and the information contained in Leah & Levi financial services Employed2020 Code of Conduct, the latter shall be applied and take precedence.
Any changes shall take immediate effect upon posting to the App. By accessing the App the user is bound by the version of the Terms and Conditions published at the time of the visit and Leah & Levi financial services makes no commitments to update the App and may discontinue any part thereof at its own discretion.
Information contained within this App portal does not constitute financial advice. Please seek independent advice before considering acquiring any type of financial services product.
Requests for further information, quotations or product prices
Submitting a request via this App may result in a telephone call from one of our consultants. Kindly treat our consultants who will place the call to you with respect. They are completely committed to providing you with a friendly and quality service.
In accordance with the Consumer Protection Act, No. 68 of 2008, we advise our visitors about "The DMA Don't Contact Me Database". To add your details to this database - SMS "DMA", followed by your ID number (this is essential), to 31484. Standard SMS rates apply. Registering on this database will prohibit members of the DMA (Direct Marketing Association of South Africa) from contacting you. Standard SMS rates apply.
Indemnity by User
Leah & Levi financial services (Employed2020) shall endeavour, as far as is practicable, to maintain the availability and accessibility of the App. However, Leah & Levi financial services takes no responsibility for and will not be liable for the App being temporarily unavailable or inaccessible for any reason.
You agree to defend, indemnify and hold Leah & Levi financial services, its officers, directors, members, employees, agents, licensors and suppliers harmless from and against the following which includes (but is not limited to) any claims, damages, actions, losses or liabilities including without limitation, loss of profits, direct, indirect, incidental, special, consequential or punitive damages and any reasonable legal and/or accounting fees resulting from inter alia (i)the access to, the use of, use of the App (ii) downloading of any materials, data, text, images, video or audio from this App, and/or (iii) viruses, bugs, software/program malfunctions, errors, failures, delays in transmissions or network connections.
The App has not been constructed, compiled or supplied to suit the needs of any particular user or user group. The user is under an obligation prior to making use of any of the App services or information, to satisfy him or herself that it meets their particular needs, requests or requirements.
The App is provided to the public as a whole and the information contained therein is provided without warranty of any kind, expressed or implied, including (but not limited to) any implied warranties of reliability, fitness for any particular purpose and/or freedom from errors and inaccuracies.
Leah & Levi financial services will make all reasonable efforts to ensure that all material and information on this site is accurate and up to date but cannot guarantee the correctness or completeness thereof.
All information and materials contained in this App are provided to you “as is”. The App and all its information and services should not be treated as professional, financial or investment advice of any kind.
Applicable and Governing Laws
These Terms and Conditions will be exclusively governed by and interpreted in accordance with the laws of South Africa whose Courts will have exclusive jurisdiction in any dispute.
This App and its application form are compliant with the Electronic Communications and Transactions (“ECT”) Act of 2002 and as such reflect your acknowledgement and warranty that the completion of the application form on this App reflects your offer to purchase one of the products available on this portal and that any acceptance of the Terms and Conditions and other acceptances requested within the application form are binding electronic signatures in terms of the ECT Act.
Please find the ECT Act here: http://www.gov.za/sites/www.gov.za/files/a25-02.pdf
Intellectual Property Rights
This site contains copyright and other intellectual property including wording, logos and other graphics and multimedia works that are the property of or licensed to Leah & Levi financial services.
You may only use this App to browse the content, enter legitimate information and shall not use this site for any other purposes, including without limitation, to enter any, false or fraudulent information. This site and the content provided in this site may not be copied, reproduced, republished, uploaded, posted, transmitted or distributed. Deep-linking, embedding or using analogous technology is strictly prohibited. E-mail addresses, names, telephone numbers and fax numbers on the Leah & Levi financial services App may not be incorporated into any database used for electronic marketing or similar purposes.
Unauthorized use of this App and/or the materials contained on this site may violate applicable copyright, trademark or other intellectual property laws or other laws.
The user is authorised to view and download a copy to a local hard drive or disk, print and make copies of such printouts, provided that:
The material is used for personal and non-commercial purposes.
Any reproduction of our proprietary material from this site or a portion of it, must acknowledge Leah & Levi financial services as the source of the material and Leah & Levi financial services contact details must be reflected accordingly.
Nothing on this site should be construed as granting any license or right to use any trademark, copyright or wording without Leah & Levi financial services prior written permission and/or that of relevant third parties as the case may be.
The user may not, without Leah & Levi financial services prior written permission, use or plagiarise Leah & Levi financial services intellectual property (or anything that might be construed as Leah & Levi financial services intellectual property) or that of any third parties for any purposes whatsoever.
Leah & Levi financial services has the right, but not the obligation, to monitor any activity and content associated with the App. Leah & Levi financial services may investigate any reported violation of these Terms and Conditions or complaints and take any action that it may deem appropriate (which may include, but is not limited to, issuing warnings, suspending, terminating or attaching conditions to your access and/or removing any materials from the App).
Third Party Links
Any third party links are not under the control of Leah & Levi financial services. Consequently, Leah & Levi financial services is not responsible for the contents of such third party links. Leah & Levi financial services makes no representation or warranties as to the truth or accuracy of information found on such third party links nor does Leah & Levi financial services necessarily agree with, edit or sponsor any of the content of such third party links.
Use of Leah & Levi Financial Services Social Media Communication Platforms
Users may participate in discussions, contribute to a discussion forum and blog or other social media communication platforms associated with the App.
By participating, you agree that the liability for such content rests with you as the originating user. Leah & Levi financial services does not control, monitor nor enforce editorial control over such content. Leah & Levi financial services does however retain the right but not the obligation to remove any material from any such forums, blogs, or social media platforms which it deems inappropriate, is illegal, of an infringing nature, or is the subject of a complaint.
Users hereby license Leah & Levi financial services to publish, use, sub-license, distribute, amend, update and store any and all material posted to the forum, blog or other social media communication platform;
Leah & Levi financial services shall not be liable for any damage, loss, liability and/or harm incurred by any person if such harm to the user or third party results from a user posting to such platforms;
Leah & Levi financial services does not necessarily endorse, encourage or agree with comments, opinions, or statements posted on such platforms. Any content posted including advice and opinions are the views and responsibility of those who post the statements and do not necessarily represent the views of Leah & Levi financial services.
Users waive all moral rights that may attach to material posted to such platforms.
Leah & Levi financial services respects your privacy and the confidential nature of your personal information.
In terms of the Protection of Personal Information Act you are notified that the information provided and obtained through your use of this App will be held and processed by Leah & Levi financial services, its fellow subsidiaries, its parent company or any other associated entities.
When submitting any personal information, the information that we receive from you will be used only for the purpose for which the information is requested and to enable Leah & Levi financial services to comply with its obligations or to comply with any legal requirement.
By submitting your information you authorise Leah & Levi financial services, its fellow subsidiaries, its parent company or any other associated entities to use your personal information for current and future marketing campaigns, initiatives and programs allowing us to communicate with you about new products and services as they develop.
Leah & Levi financial services will never disclose your personal information to any other company or organisation unless we are required to do so by law or where it is in the public interest that such disclosure is necessary or where you have expressly authorised us to do so.
When you visit the App or send e-mails to the App, you are communicating with Leah & Levi financial services electronically. You consent to receive communications from Leah & Levi financial services electronically. We will communicate with you by e-mail, sms or by posting notices on this site. You agree that all agreements, notices, disclosures and other communications that Leah & Levi financial services provides to you electronically satisfy any legal requirement that such communications be in writing.
Leah & Levi financial services information and App compliance
The following contains further information on Leah & Levi financial services and represents the information that must be provided by Leah & Levi financial services to you in compliance with Section 43 of the South African Electronic Communications and Transactions Act. You are advised to regularly check this section of the App Legal Notice for any amendments or updates.
Leah & Levi financial services (Employed2020)
Leah & Levi financial services physical address and telephone number
2 Ncondo Place
Umhlanga Ridge Durban
Phone: 031 830 5268
Leah & Levi financial services App address and e-mail contact address
Membership of any self-regulatory or accreditation bodies to which Leah & Levi financial services belongs or subscribes to
Direct Selling Association of South Africa
Direct Marketing Association of South Africa
South African Insurance Association
Registered Financial Services Provider with the Financial Sector Conduct Authority under FSP 47487
Code of conduct to which Leah & Levi financial services subscribes and how that code of conduct may be assessed electronically Direct Selling Association Code of Conduct
FAIS General Code of Conduct
The registration number of Leah & Levi financial services
The place of registration
The physical address where Leah & Levi financial services will receive legal service of documents
2 Ncondo Place
Umhlanga Ridge Durban
Phone: 031 830 5268
Alternative Dispute Resolution Code
Without any restriction of your rights to pursue legal recourse in the form of your choice, you agree that in the event of a dispute or alleged breach of the terms hereof you will work together with Leah & Levi financial services in good faith to resolve the matter internally by escalating it to higher levels of management first. Where an amicable solution cannot be reached through the internal processes, you will have the right to escalate the matter to the legal forum of your choice.
Description of the main characteristics of the services offered by Leah & Levi financial services
As a division of Empire Investments, Leah & Levi financial services is both a licenced insurer and a licensed Financial Services Provider. Leah & Levi financial services is in addition an accredited member of both the Direct Selling Association of SA and the Direct Marketing Association of South Africa.
Electronic Transactions - additional terms of service
Employed 2020 - IMPORTANT GENERAL TERMS AND CONDITIONS
Products must be successfully debited by the last day of the month or a date specified by the client to qualify as paid/active sales.
Employed2020 results will be announced after the monthly Returns and Rewards consolidation process has been completed. Refer to each Employed2020 specific Terms and Conditions for more details in this regard.
It is paramount that all individuals introduced to Leah & Levi financial services by you are inspired and trained within the Leah & Levi financial services system in a way that leads to their long-term sustainable and successful growth within the Leah & Levi financial services System. Not least of all being their conscious decision to purchase one of Leah & Levi financial services products and pay for it themselves on a monthly basis into the future.
Qualifying agents must build their own channels through personal invites. Any placements into their channels by their Lead Employed2020or any other Employed2020will be disqualified..
Employed2020are reminded of clause 3.8 of the Employed2020Code of Conduct:
As a Employed2020 you may not under any circumstances:
3.8 Collect or pay any premium or other payment on behalf of any other person including another product owner or Employed2020
Where it is found that a Lead Employed2020 or any other Employed2020 has paid for a product within the Qualifying Employed2020 channel on behalf of another product owner, that payment will be disqualified and will not count towards qualifying the Employed2020 for the reward/s of that quest.
Any Employed2020 found to manipulate the Leah & Levi financial services System or is found to be in breach of any clause within the Employed2020 Code of Conduct in an attempt to complete a sale through illegitimate or deceptive means will have their contract with Leah & Levi financial services immediately terminated.
On occasion, where you have qualified, you may be requested to supply certain documentation e.g. FICA or RICA documentation to claim your reward. Until such time that you have provided that documentation to Leah & Levi financial services and they, in their sole discretion, are happy with the provided documentations suitability, no reward will be granted.
CONFERENCES – IMPORTANT TERMS AND CONDITIONS
All conferences may only be attended once all the qualifying criteria for that conference has been met by the Employed2020 in the time frames as set for that particular conference.
You can only qualify once per conference.
The children included in the conference must be direct children of the Employed2020 who qualifies for the conference and must be 16 years old or younger.
Spouses included in the conference include only legally married or married under tribal law spouses.
Leah & Levi financial services cannot be held liable for any injury, illness or other negative event that may occur during one of their conferences. Employed2020are solely responsible for their own and their families/guests wellbeing during these conferences.
This conference cannot be converted into cash.
The dates, venue and itinerary of the conferences is determined by Leah & Levi financial services at their sole discretion and where a Employed2020 cannot attend the dates of the conferences they will need to requalify for any future conferences, forfeiting their and their families presence at the current conference.
It is the qualifying Employed2020responsibility to organise and pay for any Passports or VISA’s required to attend these conferences.
Employed2020qualifying for conferences will need to attend all agenda items throughout the conference e.g. workshops, training, guest speakers, gala dinners etc. Failure to attend may result in disqualification from future conferences. This will be determined by Leah & Levi financial services at its sole discretion.
As qualifying Employed2020you not only represent yourself and your channel but Leah & Levi financial services itself. As such, all Employed2020are asked to act and behave accordingly, abstaining from drunkenness, acts of adultery and lewdness, unacceptable levels of noise and disruption. In addition, all Employed2020are asked to abide by any local laws, rules or customs. Unbecoming behaviour or breach of any of the aforementioned may result in disqualification from future conferences. This will be determined by Leah & Levi financial services at its sole discretion.
Any special medical or dietary requirements that a qualifying Employed2020 may have will need to be organised and paid for by that qualifying Employed2020.
It is paramount that all individuals introduced are inspired and trained within the Leah & Levi financial services system in a way that leads to their long-term sustainable and successful growth within the Leah & Levi financial services System. Not least of all being their conscious decision to purchase one of Leah & Levi financial services’s products and pay for it themselves on a monthly basis into the future.
Qualifying Employed2020must build their own channels through personal invitations. Any placements into their channels by their Lead Employed2020or any other Employed2020will be disqualified from the Conference and will not count towards qualifying the Employed2020 for the reward/s of the conference.
Employed2020are reminded of clause 3.8 of the Employed2020Code of Conduct: As a Employed2020 you may not under any circumstances: 3.8 Collect or pay any premium or other payment on behalf of any other person including another product owner or Employed2020
Where it is found that a Lead Employed2020 or any other Employed2020 has paid for a product within the Qualifying Employed2020channel on behalf of another product owner, that payment will be disqualified from the conference and will not count towards qualifying the Employed2020 for the reward/s of the conference.
Any Employed2020 found to manipulate the Leah & Levi financial services System or is found to be in breach of any clause within the Employed2020Code of Conduct in an attempt to qualify through illegitimate or deceptive means will have their contract with Leah & Levi financial services immediately terminated.